Loan Against Property
Unlock Funds from Your Residential or Commercial Property
Use property value for business expansion, debt consolidation, education, major expenses or working capital.
Benefits
- Higher loan amount compared with unsecured loans
- Longer tenure and structured repayment
- Residential, commercial or industrial property options
- Balance transfer and top-up possibilities
Eligibility criteria
Lenders review property title, market value, income, CIBIL, age, cash flow and legal or technical clearance.
Required documents
- Property title chain, EC and tax receipts
- KYC and address proof
- Income records, ITR and bank statements
- Business proof for self-employed applicants